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Holding Soil

Ag loan solutions for farmers

Helping farmers and lenders bridge the information gap! 

Wheat Plant

Our Services

  • Financial Reporting

    • Balance Sheets

    • Profit & Loss/Income Statements

    • Crop Budgets/Pro-Forma Projections

    • Monthly Cash Flow​​​

 

  • Loan Package Assembly for Lenders

    • ​​​​Preparation of all financial statements and other documents for a complete loan package that your lender can utilize

    • Can work with your lender's forms or create custom templates tailored for your operation

 

  • Feasibility Studies

    • Debt Restructuring analysis​​

    • Break Even analysis 

    • ​Cost Benefit analysis
Farmer

About

AgriFi Consulting's mission is to help bridge the information gap between farmers and lenders, streamline the loan process, and maximize financing opportunities for farmers and lenders. Our job is to help farmers spend more time in the field farming and lenders underwriting with confidence.

 

AgriFi Consulting was founded by Jatinder Kullar, who was an ag lender for over 20 years covering a variety of industries and commodities primarily in the Sacramento Valley of California. By education, Jatinder holds a BS in Agricultural & Managerial Economics from UC Davis and a MBA from Chico State. In 2022, he left his banking career and returned to manage his family's diversified fruit and nut farming operation in Northern California. Due to his professional banking and firsthand farming experience, Jatinder has a perspective from both the lenders and farmers lens. He understands how complicated the loan process can be for both, particularly when there is a disconnect in financial reporting and misaligned debt structure.  

If you're looking for solutions to overcome financial challenges and achieve your business goals, AgriFi Consulting is here to help. Call or text today for a confidential consultation.

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